Refinancing Mortgages
Compare Home Loan Types, Terms, And Rates from Multiple Lending Sources!
Going to a bank and asking them to refinance your loan is like walking into the closest car dealership and asking for a car. They will show you what they have, but you've taken competition out of the equation, and that means higher rates on their terms.
It is a much better idea to create a competitive environment by letting hundreds of lenders know you are in market and letting them come to you with the best deal.
And that's what mortgage brokers do. We will shop your mortgage refinancing to multiple lenders and get you the terms you want.
Contact Chissell Mortgage Group today to learn more about how we can help.
Residential Mortgage Refinancing
What to know about refinancing your mortgage
When you start looking to refinance your home, you do one of two things. You go to your bank and start the process, or you start searching Google. Both leave you feeling unsure about the best decision to make.
Try this instead.
- Write out your goals
- Lower monthly payments
- Cash-out
- Shorten/increase the loan term
- Write down how much are you willing to pay to refinance
- Write down how long you are planning on staying in the home
Now you can research with confidence. Or you can talk to a mortgage broker.
A mortgage broker will ask you a lot of pointed questions to figure out if refinancing makes sense and what loan programs are best for you.
Mortgage brokers Like Chissel Mortgage Group can help you navigate all your options and help you find the best mortgage type at the best rate.
Learn more about loan types and how we can help.
Reduce Payments
If you want to have some extra cash on hand every month, refinancing is a wonderful financial option.
Not only can you lower your payments, but because of historically low rates, you can save money and even pull a couple of extra dollars out for a home improvement or a much needed super vacation.
Lower Rates
Yep, this is the reason you want to talk to a mortgage broker. Rates are at an all-time low and continue to make refinancing a excellent option for most homeowners.
However, rates are always changing, so make sure you lock in a low rate today before things change and rates increase.
Cash Out Equity
If you have credit card debt, student loans, car payments, or any other debt, now is the time to refinance and consolidate.
If you have a home project, a business opportunity, or want to take a super vacation, now is the time to pull some equity.
Contact us today to shop mortgages.
Eliminate PMI
Did you know you might eliminate private mortgage insurance (PMI) by refinancing?
If you can refinance and prove you have over 20% equity in your home, you don't have to pay PMI, which can range from can range from 0.25% to 2% of your loan balance per year.
Contact us today to shop mortgages.
Take Advantage of Today's Low Rates!
Mortgage Calculator
Use our handy calculator to figure out your monthly payments based on your loan amount.
Why Choose Chissell Mortgage Group?
Experienced Team
Our multigenerational team gives you years of mortgage experience combined with the technical know how of a younger generation.
More Options
We are an independent mortgage group, which means we can shop your mortgage application to various lenders, not just the lenders provided by corporate bureaucracy.
A Commitment Clients
We've been in business for over 30 years because of one thing. We work hard for our clients, and our clients refer us to their friends. Without you, there is no Chissell Mortgage Group, so we are committed to you and will help you through every step of the process.
