1. Do you have a stable source of income?

2. How is your credit score?

3. Do you have savings for a down payment?

4. Have you been pre-approved for a mortgage?

5. Are you prepared for homeownership costs?

6. How comfortable are you with your current debt?

7. Have you researched mortgage options?

8. Are you aware of closing costs?

9. Do you have a financial cushion for emergencies?

10. Do you feel emotionally prepared to buy a home?