CDPL | Florida Certified Divorce Lending Professional

CDPL® | Florida's Certified Divorce Lending Professional

Certified Divorce Lending Professional (CDLP) Services in Florida

Divorce can be one of the most stressful times in life, especially when it comes to dividing property and making financial decisions. As a Certified Divorce Lending Professional (CDLP) with Chissell Mortgage Group, Mike Chissell specializes in helping Floridians navigate the complex intersection of property division and mortgage solutions.



Whether you want to retain the marital home, refinance, or divide assets equitably, Mike provides expert guidance tailored to your situation.

Download Your Divorce Lending Guide!

Divorce Lending Guide

Understanding Marital Property in Florida

In Florida, marital property includes assets and debts acquired during the marriage, such as the family home, savings, investments, and retirement accounts. Florida is an equitable distribution state, meaning property is divided fairly, but not necessarily equally.


Factors influencing property division in Florida include:


  • The length of the marriage.
  • Contributions of each spouse, both financial and non-financial.
  • Future economic needs of both parties.


Mike Chissell partners with your attorney and can help you make informed decisions about dividing property and securing your financial future.

How Marital Property Affects Mortgage Decisions in Florida

Protecting Your Family

In most Florida divorces, the marital home is the largest asset. Deciding its future—whether to keep, sell, or refinance—requires careful planning.


Options for the Family Home

  • Retaining the Home: If you wish to stay, Mike can guide you through the process of a divorce buyout, ensuring you meet Florida’s equitable distribution standards.
  • Selling the Home: For couples opting to sell, Mike provides insights into tax implications and strategies to maximize proceeds.
  • Refinancing After Divorce: Refinancing removes one spouse’s name from the mortgage, a common need in Florida divorces.


With Chissell Mortgage Group, Mike ensures that your decisions are aligned with both your immediate needs and long-term financial goals.

Start Your Application

Addressing Financial Transparency in Divorce

Hiding Assets in Florida


Despite Florida courts requiring full financial disclosure, hidden assets can still complicate divorce proceedings. From undisclosed bank accounts to undervalued property, these tactics can disrupt fair settlements.


Mike works closely with attorneys and financial planners to uncover hidden assets and ensure transparency, protecting your rights and financial stability.

Navigating Your Property Options

Solutions for Dividing or Retaining Property

Real-Life Scenarios from Florida Divorces

Mike Chissell and Chissell Mortgage Group have helped countless Floridians navigate property and mortgage challenges during divorce.


Examples include:



  • Buyout Success: Assisted a Tampa resident in retaining their home by securing a manageable buyout agreement.
  • Refinancing Expertise: Helped a St. Petersburg client qualify for a new mortgage after removing their ex-spouse from the loan.
  • Hidden Asset Discovery: Partnered with a Jacksonville legal team to uncover and address undisclosed financial accounts.


Why Choose Mike Chissell and Chissell Mortgage Group?

Divorce in Florida requires experience & knowledge

Divorce in Florida requires experience and knowledge of state financial systems. Mike Chissell, as a Certified Divorce Lending Professional, offers:


  • Deep Knowledge of Florida’s Systems: Expertise in equitable distribution and property considerations.
  • Local Market Insights: Understanding of Florida’s real estate trends and mortgage requirements.
  • Collaboration with Experts: Coordination with attorneys and financial advisors for comprehensive solutions.


Chissell Mortgage Group (NMLS #2062741) is committed to providing personalized service, ensuring that every decision supports your financial stability and goals.



Mortgage Calculator

Understanding how your mortgage fits into your financial picture is essential—especially during a divorce. Use our easy-to-use mortgage calculator to estimate monthly payments and explore refinancing options.

Loan Amount
$
Annual Interest Rate
%
Loan Terms
yrs
Repayment frequency
$ per
Year Fixed. % Annual Interest Rate.
Estimated Payment
Total Repayment
Total Interest
Principal & Interest
Interest Only

Disclaimer: Whilst every effort has been made to ensure the accuracy of this calculator, the results should be used as indication only. They are neither a quote nor a pre-qualification for a home loan.

Take the Next Step Toward Financial Stability

Schedule Your Consultation Today

Contact Mike and the team at Chissell Mortgage Group to discuss your options:


Phone: (727) 376-6900

Email: mike@mikechissell.com

Address: 1817 Cypress Brook Drive, Suite 104, Trinity, FL 34655

Don't Go It Alone

Divorce can be challenging, but you don’t have to navigate it alone. With Mike Chissell and Chissell Mortgage Group, you’ll receive expert guidance to help you make informed decisions about your property and mortgage.

Certified Divorce Lending Professional

With Mike’s expertise as a Certified Divorce Lending Professional and the backing of Chissell Mortgage Group (NMLS #2062741), you’re in trusted hands. Take control of your financial future today.


Start your application today!

Share by: