We understand that in life, things happen.  Life comes at you fast. Especially dealing with Covid the past couple of years, maybe your credit score has taken a recent hit. However, you’d still like to achieve the American Dream and purchase a home. Thankfully, we at Chissell Mortgage Group have access to loan programs that can potentially go to as low as a 580 credit score! 

Check out our chart below for an example of programs by score range.

500 - 580

You are close and some programs may be available (possibly hard money lending) but in general, you want to start repairing your credit. Any lending programs at this credit level have drawbacks that generally aren’t worth it. Call us today and we can put you in touch with a credit repair specialist, (727) 376-6900. 

580-620

Your credit score isn’t the greatest, but we do have an opportunity to run you through the Automated Underwriting System to see if we can get you pre-approved! 

620+ 

This kind of credit score is where we are going to put you in the most favorable mortgage programs!

For more information regarding low credit score mortgages, please visit https://www.chissellmg.com/, or give us a call (727) 376-6900.

NMLS ID: 327290; NMLS ID: 2062741

Equal Housing Opportunity

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