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Steps for Divorce Planning and Your Home

Mike Chissell • January 30, 2025

Learn how to plan for your family home during a divorce. Gain clarity, explore your options, and secure a stable financial future.

The Steps of Divorce Planning and Your Home

Divorce brings tough decisions, and one of the biggest challenges is deciding what to do with the family home. You may feel stuck—there’s significant equity in the property, but simply giving it to your ex or splitting its value may not feel fair or realistic. What are your options? The truth is, without a plan, it’s easy to feel overwhelmed and unsure of the best path forward. That’s where divorce mortgage planning comes in, helping you turn confusion into clarity.


Gain Clarity with Divorce Mortgage Planning

Planning is the key to creating a clear path toward a secure financial future. With the right guidance, you can make informed decisions about your home, equity, and long-term goals. By working with experts who understand both divorce settlements and mortgage options, you’ll gain a structured plan that empowers you to take control of your situation.


With clarity comes confidence—confidence to move forward, achieve financial stability, and make decisions that protect your future.


The Divorce Mortgage Planning Process

Breaking the process into manageable steps ensures every detail is addressed. Here’s how it works:


1️⃣ Foundation: This is where it all starts. We’ll help you clarify your goals, understand the current state of the marital home, and assess your financial picture.


2️⃣ Discovery: Together, we’ll analyze your financial documents to uncover opportunities, ensuring your mortgage options align with your divorce settlement.


3️⃣ Strategy: Once we’ve reviewed the numbers, we’ll create a tailored plan focused on cash flow, equity division, and your long-term housing needs.


4️⃣ Execution: Finally, it’s time to put the plan into action. Whether that means refinancing the home, securing a new mortgage, or exploring creative solutions like reverse mortgages, we’ll guide you through every step.


This structured approach ensures nothing is left to chance, helping you achieve the best possible outcome.


The Importance of Having the Right Team

Divorce is a challenging time, and it’s crucial to have a supportive team in your corner. Financial decisions about the home can impact your future for years to come. A Certified Divorce Lending Professional in Florida (CDLP®) can bridge the gap between legal and financial strategies, helping you navigate complex choices with clarity and precision.

At Chissell Mortgage Group, we’re here to ensure you’re not navigating this process alone. With expert guidance, you’ll feel supported and empowered every step of the way.


Contact Us Today

Take control of your future by making informed decisions about your home. Contact Chissell Mortgage Group at (727) 376-6900 or click here to download your free divorce lending guide.


Chissell Mortgage Group
NMLS #2062741


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