This is what the typical mortgage process looks like to most people. The client generally goes with the first mortgage professional that they talk with. Whether it’s a bank, credit union or mortgage broker. They get approved and they close  the loan, and now they are happy. But, what they did not know is if they shopped around, they could have gotten a .25% better interest rate on their mortgage and saved over $18,000 in interest over the life of the loan!

If you use a bank or a credit union to finance your new home, you must understand that they only have one set of interest rates and one set of underwriting guidelines, that’s it. If you get denied for your loan because of the bank’s or credit union’s strict underwriting guidelines, we many times can get you approved. It just happened again yesterday! 

As mortgage brokers, we have the advantage of shopping for the best interest rates in the nation for every loan situation. We are not locked into just one set of underwriting guidelines or interest rates. That means that you are getting the best interest rates and service in the business. Right now, when interest rates have risen significantly, now more than ever, it is vital that you get a second opinion on your loan product and interest rate to make sure you are getting the best out there from your local trusted mortgage broker!

If you would like a second opinion on your mortgage, please give us a call at 727-376-6900 or go to our website at https://www.chissellmg.com/Contact/Residential-Mortgage-Form-Trinity-Florida

NMLS ID: 327290; NMLS ID: 2062741

Equal Housing Opportunity